How Much House Can You Afford? A Guide to Making Smart Homebuying Decisions
Buying a home is one of the biggest financial decisions you’ll make, and understanding how much you can afford is key to setting yourself up for success. At BankFirst, our expert lenders are here to guide you through the process, ensuring you find a loan that fits your financial...
Mortgage Myths Debunked: What You Really Need to Know
For many people, the idea of buying a home comes with a lot of questions—and just as many misconceptions. With so much information available, it’s easy to get caught up in myths about mortgage rates, down payments, and credit scores. Understanding the facts can help you...
Inflation Cools in November — What It Means for Mortgage Rates
New inflation data shows that price growth cooled in November after reaching its highest level of the year in September. That’s encouraging news for consumers, but it doesn’t mean mortgage rates are about to drop quickly.
According to the Consumer Price Index (CPI),...
Low-Maintenance Landscaping Ideas for Busy Homeowners
A beautiful yard doesn’t have to mean hours of upkeep every weekend. Whether you're a homeowner balancing work and family or simply prefer to spend your free time relaxing rather than weeding, there are plenty of ways to create a stunning outdoor space without the constant...
Fed Cuts Again, But Dot Plot Steers Mortgage Rate Outlook
Today was a big day for financial markets and mortgage rates. The Federal Reserve held its final meeting of the year, and on the surface, the headline sounds simple:
The Fed cut its short-term rate by 0.25%.
But for the mortgage world, that headline is only the beginning of the story. What...